Dear Sugar,
My boyfriend and I have been together for over a year now. When it came time to resign our leases last spring, we both did as we knew it was much too soon to live together. He is 27 and pretty much has his life together while I'm 22, have a ton of debt, and am contemplating going back to school.
This week my boyfriend told me that he is seriously considering buying a condo or an apartment. This news really scares me — does this mean we'll never get to live together? I don't really see myself moving into his house and paying his mortgage and it's really starting to stress me out. Am I overthinking this or should I just forget about cohabitation until we are actually considering buying a home together? — Insecure Indy
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Dear Insecure Indy,
I think your reaction is completely normal but just because he's thinking about buying a home, it doesn't necessarily mean you're not being considered in the equation. You said you might be going back to school — would that mean you'd move away? Since your plans are still up in the air, I think it would be best if you talked to your boyfriend before jumping to any conclusions. Open up the lines of communication, let him know where your insecurities lie and make sure to tell him what you want out of this relationship.
Though many people feel it's ideal to get a place together instead of moving into one person's already established home when cohabiting, there is no right or wrong way. If you do end up moving into the place he buys, there are many ways you can divvy up the bills to make things fair. He could pay the mortgage while you pay the utilities and the groceries, or something alone those lines. It's also important to look at this realistically: just because he buys a condo or an apartment, it doesn't mean he's married to it for the rest of his life. Purchasing real estate is always a great investment so before you put labels on your relationship, talk to your boyfriend and make sure you're on the same page.
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This seems weird. I would think it is exactly the opposite! I know quite a few couples where one went out and bought their own place, then within a year they were living together.
If the whole thing concerns you, then definitely talk to him about it.
When my friend's girlfriend told him she was buying a house, they both discussed it and agreed that once his lease was up, they would live together in her house. Since he is still in school (went back), he pays for all the utilities and she takes care of the mortgage. It works out for them because they were open and honest about it. He doesn't feel weird living in "her" house because it is really their house!
And if your boyfriend is financially secure, I think that buying his own place is a great investment! I don't know, this wouldn't bother me at all. I would assume that he is going to ask me to move in with him when my lease is up!