Yes, but onyl because I was like half way across the world!
You have to call to let your CC company know your travelling or else they think some guy in Europe is trying to use your card!

A similar incident happened to my sister. Precisely, she was at the gas station and the machine didn't authorize the card. When she called her bank she was told that a suspicious transaction was trying to be charged and her account was put on a hold. Sadly, this wasn't the first time this happened to her. The first time her information was compromised the bank traced the transactions to London. Most of her funds were already taken out by the time it was discovered.

Thankfully no.

RosaDilia, did your sister get her missing funds back?

I wonder how many people has this affected their credit scores.

Yes for credit cards only though (always the same one!). But this story is exactly why I don't use my debit card, I know the banks "catch" it or will "give" u your money back supposedly but I don't want someone stealing the number that links to where my paychecks go! It's safer to use credit cards:
http://articles.moneycentral.msn.com/Banking/FinancialPrivacy/FraudIdent...

Countless times for me, but it's usually my debit/check card.
Still, the day they start charging me for a replacement card - I'm in trouble. It seems I lose mine at least once a year. I'm getting better at it though.

**If you don't know where your credit card is, but think you have it they can suspend your card until you find it or decide it's lost/stolen for good & want a replacement!!!

Don't think just because it MIGHT be at the house, you can't call that 800/lost-card# and ask them to suspend your card. Just call when you find it and ask them to release the hold. VERY EASY!

Twice in the past two years, my debit card info has been compromised.

Both times, my bank canceled the card without telling me, which SUCKED. Although, I know that they did it to be safe, and it was, because there were no fraudulent purchases made.

Both times, they said that they weren't sure that my card itself was compromised, but that a store at which I'd used the card had been compromised. Annoying.

It happened last year with my debit card. I was so mad i got a letter in the mail from the bank and i couldn't use my card until i got a new one. I was so pissed i use my debit card for everything.

same thing happened to me with my debit card. i didn't understand why i couldn't pay for anything over $100 until i called the bank and found out it had been compromised. i just had to go to a branch and get a new card.

My credit card company actually called me to see if I had made a slew of multiple hundred dollar purchases at various gas stations in New York. Sadly, at this point, I was a broke college student in Los Angeles with no car. I guess the credit card identity thief wanted me to live vicariously through their fraudulent spending.

In any case, I got the charges reversed, but it was a pain because I first had to get an affidavit notarized and it's a little annoying to have to take extra steps when I wasn't the one at fault.

The same thing happened to me, shanimalcracker. It seems like the first place people try to go with stolen cards is the gas station. Luckily, they ask for your zip code and they kept guessing the wrong one. When I called the bank in the morning when I couldn't find it, they told me it'd been tried at 8-10 gas stations around town.

Bellaressa, my sister did get about 75% of the funds back and it took quite some time too because the bank kept verifying with her all her personal information to make sure they were dealing with the actual owner of the account. Since then she has stopped shopping online and uses cash at the gas station.

Thanks for the info RosaDilia -- that is a huge fear of mine and I must admit, I never shop online.

I'm on my fourth (or even fifth) credit card through the same company because the card has been compromised that many times. The first time, a woman called Account Services pretending to be me but couldn't supply any security information, so they froze my account while they sent me a new card. The last two times, I had to be issued new card numbers because of the security breaches with T.J. Maxx and Hannaford. I am wary of shopping online but do it anyway, and in my case, it's apparently more perilous to shop at local brick-and-mortars!

Someone hacked into my online account ... so my bank closed my account down and opened a new one for me on the spot.

My credit card allows me to make temporary numbers that are restricted to certain stores, certain time periods, etc. It's a really simple and quick way to avoid online fraud.

I had my info stolen from a reputable online store...I noticed within a few minutes (love to check my accounts!) and got all of my money back. They used my info to apply for...wait for it...a free iPod offer! I was signed up for all sorts of book clubs, ebay how-to courses, herbal supplements...it was kind of funny, in the end.

I've never had a problem, and I've been an avid online shopper for years. I always make sure to only visit reputable stores, and always, always make sure that my credit card information is transmitted over a secure server (https://, not http://). I guess I'm one of the lucky few.

My check card was used once to buy $500 worth of flowers in a flower shop in another state. My husband's credit card was used once to buy over $200 worth of gasoline in another state also. Both times we got credited for the charges and an investigation was done in which we were cleared.

Yep - about a year ago my information was one of the many that were taken from TJ Maxx when thier system was hacked. Nothing happened thankfully, I just had to get a new debit card.

Someone stole my ENTIRE WALLET out of my purse once. I did the usual thing, calling the credit card companies and bank to turn the accounts off as soon as I realized what had happened and putting a fraud alert on my credit reports immediately.

Despite all this, I was recently contacted by law enforcement in a neighboring county. Apparently someone was using my driver's license (also in the wallet that was stolen) to open P.O. boxes, which were in turn used to receive credit card statements and stuff in the names of other people whose identities had been stolen. Ugh.

One month I had a couple charges that I didn't personally make. I called the number ont he back of the card and told them by brief story, and disputed the charges. I get a new credit card with a new number, while an investigation was underway. I didn't have to pay for the disputed charges, and the investigation was complete. Everything was handled on their end, and I didn't have to beg or plead or anything like that.

same thing happened to me.. i actually had gone to starbucks where i live earlier that day and used my debit card, and apparently that afternoon someone in europe tried to use it at a few shops.. my bank called me {which i actually thought they were scamming me} but turns out i finally talked to someone who said my account had been flagged because of my purchase earlier that day being very different from the others, and said the guy most likely traced my key pad on my computer when i was typing my cc info in to a website. i too only use secure sites, it's unfortunately not about that anymore.

i now have ID theft protection, and check my balances religiously.