I received this message from a TeamSugar member in need of immediate help. She has a tough job choice to make and must decide by Monday. Situations like these don't always have an obvious right answer, but there's usually a best answer.
on Yahoo! |
Dear Savvy,
My fiance and I combined our finances shortly after we got engaged last August, and I am in charge of managing our money. We're getting married in November. Right now, we pay everything we can with a credit card.
on Yahoo! |
Dear Savvy,
I currently am trying to pay off a high revolving balance on my Citibank MasterCard. I have a good credit rating (730-740) and am current on all my bills with no late payments. My current credit card interest rate is 14.99 percent.
on Yahoo! |
Dear Savvy,
I just finished a masters degree in engineering and I'm applying for jobs. My question is about my résumé, namely whether I should include the sorority I belonged to in undergrad. I've had it on there along with my other more technical activities to show that I'm well-rounded and social, but I've heard that some recruiters can be disdainful of someone mentioning something frivolous like a sorority.
My undergraduate school was a small technical university so the sorority scene was a far cry from partying animal-house antics, and it really was just a way to have a social life in a school with lots of antisocial kids who sat in their rooms playing video games all the time.
on Yahoo! |
Dear Savvy,
I read the Savvy posts almost every day because I am in tons of debt and seriously need help. I'm the type of person that needs actual tricks to save. I have zero willpower when it comes to money.
on Yahoo! |
You know it's important to maintain your own credit identity when you're married, but here's what ehadams is curious about: "What happens to credit when you get married. For example, if he has bad (or no credit) and you have excellent credit, what happens?" The answer to this is less complicated than going through the process of changing your last name. Find out what it is when you .
on Yahoo! |
Dear Savvy,
I just received a letter from a collections agency (RJM Acquisitions) for an overdrawn checking account. It says the date account opened was 12/14/01. I had gone through some rough times and around that time had defaulted on two credit cards.
on Yahoo! |
Dear Savvy,
I am writing a cover letter to a position I am dying to get and therefore, wanting everything to be perfect. Here is my dilemma: I know both the full names of the recruiter and the hiring manager. Whose name should I use when addressing the cover letter?
In addition to that, what else should I do to let them know that I would love, love, love to get the job and will be the most hard-working employee they have ever hired.
on Yahoo! |
Dear Savvy,
My boyfriend's family has had a lot of money problems in the past few years that they kept hidden from him. Things all came out in the open when he was kicked out of school because his parents couldn't pay his tuition, which they had told him was already paid. Turns out they had almost lost their house and had to resort to opening credit cards in both his and his brother's names, which they couldn't afford to make payments on.
on Yahoo! |
Dear Savvy,
I interviewed for a job nearly two weeks ago. I thought the interview went very well, but I haven't yet heard back. I sent thank-you notes to the HR Director, as well as to the hiring manager.
on Yahoo! |
