
Convenience items like canned soup and frozen meals were the focus of millions of advertising dollars spent trying to portray the products as premium compared to fast food, but new campaigns show that certain brands now want consumers to
see their products as value choices. Campbell's has particularly taken a renewed interest in value marketing, and has gone so far as dubbing its line of five condensed soups "the original dollar menu."
Look for other Campbell's soup ads paired with Kraft Singles cheese, calling grilled cheese and tomato soup the "wallet-friendly meal your family will love."

The years of consumer excess have finally begun to take their toll on retailers — they constantly asked people to sign up for credit cards in exchange for discounts, and now that strategy is backfiring as consumers struggle to pay back their debt. Hopefully those of you that are
carrying store credit cards in your wallets are not part of the growing population that are falling
behind on their store credit card bills.
Stores like Target, Home Depot, and Macy's are caught in a bad place going into the holiday season.

The concept of asking consumers to develop advertising campaigns for certain products hasn't been addressed by the marketing minds on
Mad Men, but today's advertising agencies are increasingly seeking consumer-driven marketing ideas. The Got Milk campaign has recently
recruited California high school students to develop ideas for ads that could run next year and are meant to inspire teenagers to drink more milk.
The California Milk Processor Board is hardly alone in challenging consumers to be creative; it's a trend that's becoming more common in marketing today.

Many of you have already
started shopping for holiday gifts or plan on starting to make a dent in your list sometime soon, and the appearance of holiday displays in stores serves as a not-so-subtle reminder to get cracking. Summer is barely behind us and the holidays are still months away, but is it acceptable for stores to have started decorating with their empty, gift-wrapped boxes?
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Locking in the sale price for future use can be a great way to save on groceries. For those of you that have kitchen space to spare, do you stock up on non-perishables and frozen or freezable items when they are on sale?
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According to new poll results from Reuters, this year's holiday season may not mean breaking budgets in the spirit of giving. In fact,
more than 44 percent of people surveyed plan on spending slightly less or a lot less on gifts compared to what they spent last year. Are you planning on paring back your holiday shopping budget this year?

It's good to double check a store's return policy before making a purchase, especially if it's somewhere that you don't normally shop. Some places will offer store credit only or store credit after two weeks — not exactly ideal if you see something you like better at another store. Do you ask about return policy when you're shopping?

The cheap-stuff chain stores with the 99 Cents Only name thought long and hard about
raising their prices above 99 cents. They've reached a decision that will help their bottom line and technically avoid pricing their items as $1: The highest price you'll find is 99.99 cents. What do you know about the consumer-friendly stores that love their nines?

Small or large, most of us have spending weaknesses — in fact, if you have none, I seriously commend you for your ability to resist temptation. I know which items make you weak in the knees and
may drive you to splurge, but like our friend (I wish!) Warren Buffett says, we should keep an eye on the
small expenses that can add up.
Do you have any small spending weaknesses, like always buying snacks on the go or buying items conveniently positioned at a store's counter when you're about to pay?

Grocery store fads aren't limited to the items stocked on shelves or the three-for-the-price-of-one special in aisle five. The latest trend in grocery has to do with the size of the stores: There's a shift of
chain stores creating more compact versions of their original supermarket selves.
The large grocery chains aren't closing their existing behemoth stores, and their move to gain market share by opening smaller stores with less choices is a statement in choice itself.