It's not a secret that I splurge on my gadgets and then treasure them. I would not want anything to happen to them, and before I had an iPhone, I insured every cell phone I've ever had.
Now that AT&T doesn't insure iPhones, I haven't stepped up to the plate yet to figure out how I'll insure my baby, but there's always
Apple Care, as well as third-party insurers like
Square Trade.
Adventure and possibility push new grads to move to a new city and many (including yours truly) do so with low entry-level salary offers in hand. While you're sure of your ability to pay monthly rent and are willing to fork over a high percentage of your salary, searching for an apartment without a certain level of income can be an incredibly frustrating process.
Many landlords require a renter's income to be as much as 45 times monthly rent, so new grads without that pedigree might find themselves as I did: moving in to a tiny apartment in a walk-up building with steep stairs, a blocked fire escape, windows that didn't fully close, and a charming water heater taking up half the closet-sized kitchen.
Insurance companies have incorporated climate change assumptions into their disaster probability calculations, thus withdrawing coverage or charging staggering rates on parts of the US East and Gulf coasts.
According to the Wall Street Journal, there is a
scientific consensus about rising sea temperatures, and practically a consensus that the temperature is tied to greater hurricane activity. But, science has not definitively concluded how or if this will impact the US coastal area now facing rising premiums.
Insurance is available for most things that are valuable to us like health, homes, and vehicles, and it makes sense that you may consider protecting your jewelry. You can purchase additional insurance for jewelry as a rider through your current provider or through an insurer recommended to you by the appraiser. After your jewelry has been appraised you simply select the type, or how much coverage, you'd like for it.
Engagement rings and precious family heirlooms are often insured by their owners because of the sentimental and monetary value.
Travel insurance doesn't only apply to lovebirds planning their honeymoon, it's something that anyone traveling on an expensive trip may want to consider. Learn the basics of travel insurance here to see if it's right for you.
What
- Different policies will vary in what they cover, but the possibilities include bankruptcy of any travel supplier you've planned on using, accidentals before or during the trip that prevent travel, baggage loss or delay, trip cancellation, delay, or interruption, basic medial coverage, and emergency assistance.
- Your travel agent will provide you with insurance information, but if you're planning without an agent make sure you research a variety of providers to compare rates and fine print coverage details.
Find out the when and the why when you .
Why
- You'll be charged anywhere from four to eight percent of the cost of your trip for insurance, but considering what's at stake the extra money may be worth it to protect your investment and buy you a piece of mind.
Congressional Democrats, Florida lawmakers, and major insurance companies are teaming up to
significantly nationalize hurricane insurance just in time for hurricane season.
Under the plan, taxpayers would finance a backup insurance plan that would aid insurance companies, and thus policyholders, in case of widespread disaster and a shortage of funds.
Both Barack Obama and Hillary Clinton support the insurance plan, under which all Americans would help Floridians avoid $500 in hurricane premiums each year.
These two are just doing what they do best: selling insurance getting their cute on.
Remember North's cute
carseat. Keeping pets secured in your car is very important — it prevents accidents if they decide to crawl somewhere they shouldn't and also helps you concentrate on the road, not on them. If you do get into a crash, and your pet gets hurt, paying for pooch's resulting health-care costs is entirely up to you.
My newest conspiracy theory: the insurance company folks have allied with the pharmaceutical folks. Case in point: this commercial. It makes me want to lock my doors and never leave the house again.
