For those of us trying to keep our spending in check, it's helpful to start the week off on the right foot, especially because the weekend usually means spending more. What's the tab so far for Monday.
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For those of us trying to keep our spending in check, it's helpful to start the week off on the right foot, especially because the weekend usually means spending more. What's the tab so far for Monday.
Source
on Yahoo! |
The Gap may have many loyal followers stocking up on its basic tees, but its balance sheet hasn't been seeing much black — until lately. The company reported a 51 percent increase in profit last quarter, even though sales were down, by cutting costs and managing inventory. Good for the Gap, but what do the global company's finances have to do with you and me.
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Have you ever wondered how consumers around the globe spend their money, or how other citizens in your own country allocate their paychecks. Forbes did the legwork to satisfy our international curiosity and looked at the consumption patterns for 18 countries. Their figures don't reflect the most recent increases in food and energy costs, but the overall, global picture is very interesting.
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More than half of you admit that spending more money on weekends is a given, but it doesn't always have to be the case. Challenging ourselves to occasionally be more mindful of our money on weekends may make us think twice before blowing our budgets on those days when watching our wallets isn't necessarily on our minds. Spend less this weekend by keeping yourself busy with one (or all!) of these inexpensive activities.
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Unless you're a celebrity with money to burn, or just one very successful lay-dee, most of us have to cut back somewhere when it comes to furnishing and renovating our homes. I myself have been known to drop big bucks at high-end design shops and haggle over flea market finds in the same day. And although I'll concede that spending money on my house itself is in most cases a better investment than purchasing furnishings to fill it with, sometimes I just can't restrain myself from bringing home a beautiful lamp or having a chair reupholstered.
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Global commercial spending rose 12.2 percent in 2007, according to the Commercial Consumption Expenditure index released by Visa Inc. yesterday.
Do you know how much commercial spending accounted for in 2007?
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There's a study being released this week that claims Americans are worried about the job market and oil prices and plan to pay off debt and boost savings in anticipation of further economic turmoil.
The survey, which was done by Reuters and the University of Michigan, says half of US consumers polled plan to work on reducing their debt and a third said they plan to save more in the year ahead. Here's more:
"Most of the planned declines in debt and increases in savings are intended as a precautionary measure in the face of a deepening economic downturn," Richard Curtin, director of Reuters/University of Michigan Surveys of Consumers, said in a statement
A recent poll here on Savvy showed only 10 percent of readers have maintained the same spending habits amid the rising prices of food and gasoline, so I am not the least bit surprised by the findings.
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If you wanted to buy, say a new pair of Loubs to fulfill your everlasting desire for red-soled shoes, would you have to consult your husband. And if he wanted to go on a Best Buy binge, would he need to check in with you to negotiate a limit.
Discussing spending priorities is a must when you're pooling your money, and some couples make a rule that they cannot spend over a certain amount without first checking with each other.
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There are several ways that people trying to reign control on their spending go about making a budget, and some of these strategies involve going cash-only or completely cashless.
Personally, I use a combination of cash and debit card and it's worked for me quite nicely; in fact, it's hard to picture handling my finances another way. However, both the cash-only and cashless camps make good points about why taking their sides could work for someone seeking a new budgeting strategy to get her on track.
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Your scrapbooks scattered with ticket stubs from concerts and baseball games may give you the itch to get out and enjoy some live music or watch men in uniform, but it's a commitment to purchase tickets a few months in advance. The online marketplace for buying and selling tickets for sports events and concerts is continually growing and that's good news for consumers.
According to Sean Pate, a spokesman for StubHub, "The very best time to buy is four days before an event because that's the deadline for buyers' listings to expire.
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